This can be an instructive discussion as it helps students think about their futures and behaviors/habits that they can develop today to lessen the probability that they will have the same fears as adults.
From National Foundation for Credit Counseling eighth-annual Financial Literacy Survey; question asked “Which of the following areas of personal finance currently worries you most?”:
#1 (a tie at 16%): Not enough rainy day savings for an emergency AND Retiring without enough money set aside
#2: Losing my job (7%)
#3: Not being able to find a good-paying job (6%)
#4: Not being able to pay my credit card debt (4%)
#5: Not being able to repay my student debt (2%)
Idea: Ask students to develop strategies they can utilize to avoid having these worries as adults.